Capital One Case

not bad(p) virtuoso Case Introduction Capital peerless started is a creed card add company. It has now diversify and has many pecuniary products such as auto impart and home base lending. This diversification has been a result of several acquisitions of lending companies. These companies each do a special niche and avail form Capital Ones strong portfolio. representation Statement Capital Ones financial relegating statement is Helping to relieve oneself strong and healthy communities benefits us all. We apply the same dogmas of innovation, collabo balancenism and empowerment to our work in the friendship that we do in our business. (Company Statements, 2009) Competitors Capital Ones principle business is address card issuing, see table 1. It is alike a boss competitor in auto loans and home loans. Table 1 heyday Ten U.S. Bank reference point Card Issuers, Third run 2004 RankCompanyMarket Share 1JPM Chase19.1% 2Citigroup16.3 3MBNA11.8 4Amer. Exp .9.3 5Bank of America8.0 6Discover7.2 7Capital One6.8 8HSBC2.9 9Providian2.6 10Wells Fargo1.2 (Cardweb, 2007) Financial proportions 2004 inform Metrics ROA.03 ROE.21 avail Margin.06 Current Ratio5.58 Quick Ratio1.61 Debt to As mints.18 Debt to truth1.

15 Ratio Analysis Capital Ones return on candor is 21%. This is higher than the average of 12 15%. The company has a 6% profit margin. The company is authentically liquid with a 5.58 current proportion and 1.61 acid effort; those are very high liquid ratios, good signals. This ratio says the company can pay their current liabilities 1.61 ti mes without having to tiller inventory or ! loans. The companys debt is at 18% of its assets while at 115% of its fair play. The debt to assets ratio is good, while the debt to equity ratio signals a flag. This flag could be explained by the teentsy amount of equity issued to the public. SWOT Analysis Strengths 1.Great Return on Equity 2.Good Liquidity 3.Highly Diversified Products 4.IBS System (Screens Potential...If you want to set about a full essay, order it on our website: OrderCustomPaper.com

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